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Starting this March 15, Apple Pay officially starts operating in Peru and Argentina, with the possibility to be used on iPhone and Apple Watch devices. This innovation allows users to be independent of physical card payments and make transfers with ease.
On October 20, 2014, Apple made a worldwide announcement breaking with the most classic schemes of the economy in many countries that were still faithful to the use of cash, therefore, the bitten apple brand presented a mobile payment method that gave the opportunity to people use a cell phone or tablet to pay for services or products, without needing to have bills or coins on hand.
This method has been implemented in the regions of Latin America, North America, the Middle East, Europe, Africa and Asia; in countries such as the United States, Macao, Bulgaria, Palestine, Qatar, Jersey, Ireland, Spain, Sweden, Canada, Colombia, Brazil and Mexico.
What is Apple Pay
Apple Pay is Apple's mobile payment service, a system designed to be used both with the NFC chip of the iPhone and Apple Watch in different stores, and for payments in different apps and websites.
You can add bank cards to Apple Pay and pay as if you had them physically, without having to enter a code, just by identifying us with Face ID or Touch ID.
It is important to specify that Apple Pay is a free service. Apple doesn't charge a fee for using Apple Pay in stores, on the website, or in apps.
How to add a new card to Apple Pay on iPhone
- In the Wallet app, click the Add button.
- Tap Debit or Credit Card.
- Tap Continue.
- Now you have to choose the bank or card issuer from the list or use the search bar to find them.
And how to pay with Apple Pay from an iPhone?
- If the user has an iPhone with Face ID, you have to double-click the side button. Authenticate with Face ID or enter the code.
- On the other hand, if you have an iPhone with Touch ID, you have to place your finger on the corresponding sensor.
- Keep the top of the iPhone close to the contactless reader until you can see OK and a check mark on the screen.
How to add a card to Apple Pay on Apple Watch
- Open the Wallet app on your Apple Watch.
- Scroll down and tap Add Card.
- Tap Debit or Credit Card to add a new card, or tap Previous Card to choose one that has already been added to the Wallet app.
- Pulsar Continue.
- Follow the on-screen steps to enter the card information and add it.
And how to pay with Apple Pay from an Apple Watch?
- You must have a passcode set up on your Apple Watch.
- Double press the side button.
- The default card opens automatically. Now you have to scroll down to select another card.
- Keep the screen of your Apple Watch close to the contactless reader until you feel a soft touch and you hear a beep.
How to add a card to Apple Pay on your Mac or iPad
- Open Wallet settings on a Mac or iPad.
- On a Mac model with Touch ID, go to System Preferences > Wallet > Apple Pay.
- On iPad, go to Settings > Wallet > Apple Pay.
- Tap Add Card.
- Follow the steps shown on the screen to add a card.
- Verify the information with the bank or card issuer.
And how to pay with Apple Pay from a Mac or iPad?
- Enter an app or website compatible with Apple Pay.
- Select Apple Pay as your payment system before checkout.
- Identify with Touch ID or Face ID.
Apple Pay is committed to greater reach in Latin America
Without a doubt, the arrival of Apple Pay in Argentina and Peru is great news as it comes at a time when contactless payments are the most popular. In any case, it is surprising that Apple prefers to settle first in the Argentine market than in other countries where its products are more accessible to the masses.
It should be remembered that, until 2021, the iPhone occupied only the 7th share of the smartphone market in Argentina. Indeed, the Cupertino company does not have a direct presence in the country. This is due to the high prices that Apple products have; for example, an iPhone 13 Pro Max with 512 GB of storage sells for about 540 thousand pesos, which is equivalent to just over $4,900 at the official exchange rate.
On the other hand, the iOS market in Peru has a total of 6.97% users as of February 2022, according to StatCounter figures. However, the Apple market generally has high consumption and banking, unlike Android and its huge ecosystem in nature, does not effectively support a single viable system.
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